Here are some of the future episodes of The Retirement Café Podcast. Subscribe to our mailing list by clicking the button below or search for The Retirement Café in your favourite podcast player so you never miss a future episode.
All episodes and scheduled publication dates are subject to change.
Tuesday 11th June 2019 – Investing explained: Asset allocation
This episode is a little different from most of my podcast episodes in that I don’t have a guest with me today.
In fact, this is the first in a series of episodes where I will answer the questions I’m asked most often about investing and the elements of investing where the most confusion tends to lie.
My aim is to make what can be complex financial jargon into something we can all understand.
First up is ‘asset allocation’. In this interview I explain the different types of asset classes and how to ensure your asset allocation is suitable for you.
Tuesday 18th June 2019 – Getting peace of mind at the end of life, with Mary Jordan
As a dementia specialist, Mary’s experience of death and the final stage of life became quite vast. By chance, she met Judy Carole Kauffmann, a specialist in end of life management, and together they wrote the award-winning book ‘The End of Life: The Essential Guide to Caring’.
Mary sees that everyone’s experience of death and grief is different. When somebody dies, you’re in shock. Even if you’ve been expecting it. And when you’re in shock you behave differently from other times.
However, Mary also sees people opening up and being able to discuss death. She discusses the most important things we can do to help someone approaching the end of their life to gain peace of mind. Which sometimes means having those difficult conversations.
Tuesday 25th June 2019 – Buy a vineyard to save inheritance tax, and other news from the world of finance
This week I share some of the latest goings on in the financial world and my thoughts on what this could mean to you.
The topics covered include:
- The introduction of tougher rules for peer-to-peer platforms (those that offer loans to small firms using cash garnered from investors), and what this really means
- How a crackdown on banking overdraft fees will likely result in an end to free banking in the UK
- How best-buy fund lists are under the spotlight in the wake of Woodford troubles
- How switching saving accounts could save you money
- And finally …. vineyards will now qualify for business property relief, so could be a route to saving inheritance tax, for a very few amongst us!
Tuesday 2nd July 2019 – An academically proven approach to investing, with David Jones of Dimensional Fund Advisors
Thirty years ago when David Jones started out in financial services, he became acutely aware about the prevalence of high fund management costs. As an IFA he investigated lower cost solutions, which led him to Dimensional Fund Advisors.
David is now Vice President and Head of Financial Adviser Services EMEA. He explains why and how Dimensional are different to other fund advisors.
Above all else, Dimensional’s investment approach is grounded in economic theory and backed by decades of empirical research. This transparent approach helps provide peace of mind so investors can stick with their plan. He argues that you don’t need to pick the next best stocks, but can stick with an academically proved approach to investing instead.
Tuesday 9th July 2019 – What makes a successful investment strategy in retirement, with David Jones of Dimensional Fund Advisors
David Jones returns for part 2 of our conversation on investing and how Dimensional Fund Advisors can play a part.
We discuss how retirees can implement a successful investment strategy. David explains that clarifying goals is the first step, which enables us to establish the rate of return needed on your investments to achieve your goals.
It’s then important to select the most appropriate assets and, critically, remain disciplined and tune out from all the noise around investing.
David recently turned 60. He’s given some thought to the next stage of life and shares with us his affinity with the Japanese tradition of Kanreki – turning 60 and taking the opportunity to consider ‘what to build on and what to leave behind’. Reaching 60 is seen as an opportunity to start over, akin to starting a second childhood.
Whatever David pursues in the coming years, he’s certain it will involve enjoyment, engagement and meaning.
Tuesday 16th July 2019 – How to thrive in retirement, with Celia Dodd
As we know on The Retirement Café Podcast, Retirement is a once-in-a-lifetime opportunity to be yourself and do what you want to do.
It offers new possibilities for personal growth through learning, retraining, travelling and friendship. But it is also one of the biggest transitions we face and brings huge psychological and emotional challenges.
It’s not surprising that many people struggle with the adjustment to a different pace of life.
Celia Dodd is a freelance journalist and author of three books, including ‘Not Fade Away: How to thrive in retirement’ (named after her favourite Rolling Stones song, Not Fade Away.)
Celia joins me to explain how it’s a guide for the fiercely independent generation who have no intention of fading away when they retire.
Celia feels it’s about changing, not ageing, navigating the transition and harvesting the fruits of a lifetime’s experience.
Tuesday 23rd July 2019 – Assessing mental capacity, with Tim Farmer
The Mental Capacity Act states that a person lacks capacity if they are ‘unable to make a specific decision, at a specific time, because of an impairment of, or disturbance, in the functioning of mind or brain’.
If you think that an individual lacks capacity, you need to be able to demonstrate it. You should be able to show that it is more likely than not – ie, a balance of probability – that the person lacks the capacity to make a specific decision when they need to.
Assessing a person’s mental capacity accurately is so important to get right, as the consequences for the individual can be huge. And that’s where Tim farmer and his award-winning firm, TSF Consultants, come in.
Known as ‘The Guru of Mental Capacity’, in his work with TSF Consultants Tim and his team have conducted over 3.500 mental capacity assessments in both clinical and legal settings.
TSF has become the largest supplier of mental capacity assessments to the legal profession, providing the assessments required when dealing with Lasting Powers of Attorney and the Court of Protection.
Tim’s book, ‘Grandpa on a Skateboard’, is the first practical book for Health and Legal professionals, that simplifies and explains the assessment process – jargon free.
How Vanguard makes a stand for investors, with Neil Cowell
Vanguard is an investment company not quite like any other.
Vanguard was founded in the United States in 1975 on a simple but revolutionary idea: that an investment company should manage the funds it offers in the sole interest of its clients. This would lead to a fairer, lower cost investing model.
40 years and $3 trillion later, Jack Bogle’s vision remains strong and the firm continues to change outcomes for investors.
Neil Cowell joins me to share his thoughts on the biggest factors that influence a successful investing experience in retirement, the 4 investing principles and how Vanguard is structured to support this.
Neil looks after the UK sales division for Vanguard, which means he supports and educates the 13,000 UK financial adviser firms.
Dementia is not a cure crisis, it’s a care crisis, with Dr Noel Collins
Dr. Noel Collins has learned that most distress for people with dementia doesn’t come from the absence of some magic bullet. It comes from the challenges associated with care.
As an older adult psychiatrist, Dr Collins has vast experience in the field of dementia as a specialism within gerontology.
Gerontology is the study of ageing. We think about ageing as being a purely biological process. Actually, as we age, we’re influenced by many non-biological things; by social policy, by the law, by finances, and that also includes dementia. Dr Collins looks at dementia through a more sociological lens than a medical one.
Alongside Mary Collins (who appeared on The Retirement Café Podcast in May) he authored ‘The D-Word: Rethinking Dementia’, which covers the insights Dr Collins acquired from six years’ running a memory clinic.